Step 01
Practice Review
An intake of your practice and personal financial life, structure, numbers, and the questions you’ve deferred.
For Therapists & Mental-Health ProfessionalsFinancialplanning
Financialplanning
shapedforclinical
practice.
Practice-aware financial planning for therapists and mental-health professionals. Built around the cadence, taxes, and economics of clinical work.
The Problem
Most planners don’t understand a clinical practice.
Solo practice. Group practice. W-2 plus cash-pay. Insurance reimbursement timing. Sliding-scale clients. Continuing-education spend. The dollars don’t flow like a salary, they flow like a clinical caseload.
When the numbers don’t fit a planner’s template, the plan tends to live in a binder, not a life.
What helps is a planner who already knows the rhythm of your work.
The Reframe
This isn’t a question of discipline.
You already do the hard part, the work that drains you and pays you. You need a planner who handles the financial scaffolding around it: tax structure, retirement, insurance, the longevity of the practice itself.
What We Do
Planning that fits clinical practice.
Tax structure, retirement, savings, debt, insurance, and practice economics, handled as one engagement, on a cadence that matches the rhythm of clinical work.
Comprehensive Planning
Tax, retirement, savings, debt, insurance, and practice economics, handled as one engagement.
- Solo, group, W-2, and mixed structures
- Coordinated with your CPA and bookkeeper
- Quarterly cadence, lighter check-ins between
- Written takeaways and explicit next decisions
How It Works
Three steps to a coordinated plan.
From an intake review to an ongoing planning relationship that respects your clinical schedule.
Step 02
Comprehensive Plan
Tax, retirement, savings, debt, insurance, and practice economics, handled as one coordinated engagement.
Step 03
Quarterly Rhythm
A repeating cadence with check-ins, coordinated with your CPA, attorney, and bookkeeper.
Programs
Three engagements. Tuned to the realities of clinical practice.
- 01 · Intro & fit-finding
Practice & Personal Review
A 1-hour conversation about your practice structure, your numbers, and the financial questions that keep getting deferred between sessions.
- 1 hour
- 1:1
- Every two weeks
- 02 · Practice-aware ongoing relationship
Comprehensive Planning
Tax, retirement, savings, debt, insurance, and practice economics, handled as one engagement, not five separate vendors. Quarterly cadence with check-ins as needed.
- Quarterly cadence
- Tax-aware
- Practice-aware
- 03 · For group practices
Practice Workshops & Office Hours
Bring it to your team. Group workshops on the financial topics clinicians actually ask about, plus standing office hours during open enrollment and tax season.
- Group workshops
- Office hours
- Practice-wide
FAQ
Common questions, answered plainly.
I’m a solo practitioner, is this for me?
Yes. Most of our 1:1 work is with solo and small-group practitioners.
I’m a W-2 clinician at a hospital, is this for me?
Yes. The framework adapts cleanly to W-2, 1099, or mixed structures.
Do you handle the bookkeeping or the practice CPA work?
No, but we coordinate with your CPA and bookkeeper, and translate between them and your personal financial plan.
Can you bring this to my group practice?
Yes, workshops, group sessions, and office hours during key tax and benefit windows.
What does the first quarter look like?
An intake review, a written plan, an explicit short-list of decisions, and a follow-up four to six weeks later.
Fiduciary
We are a fiduciary financial advisor.
Fee-only. No product sales. No commissions. The clinical analogue: we’re here for the relationship, not the cross-sell.
Start Here
A planner who already knows the practice.
A 1-hour conversation about your practice and your personal finances. We leave you with two or three concrete next steps, whether or not we end up working together.