Invest
Investing as a continuation of your mission.
We help nonprofit professionals, board members, and the communities you serve invest with the same intentionality you bring to the work, clearly, ethically, and on terms you control.
Our Commitment
How we approach investing for the people you serve, and for you.
Investing decisions sit at the intersection of values and outcomes. Our commitments make sure both stay in view, for individual community members, staff, and organizations alike.
- 01
Transparency
You always know how your funds are allocated, what you’re paying, and why a fund is in the portfolio. No black boxes.
- 02
Liquidity
We focus on liquid investment funds and accounts, stability, growth potential, and the ability to act when life changes.
- 03
Availability
Your money stays available. You can access your funds when and if you need them, no surprise lockups, no surrender charges.
- 04
Mission-Aligned Investing
We screen for the same values your organization stands for. Your portfolio shouldn’t undercut the work your mission funds.
Where Investing Lives
From a 403(b) to a values-aligned portfolio.
For higher-net-worth households
Wealth Management
If you have substantial assets to invest, we build specific strategies to optimize wealth, holdings, and the relationships between accounts, businesses, and estates.
- Coordinated multi-account strategy
- Tax, estate, and entity awareness
- Quarterly review cadence
Short-term money, 1–2 years
High-Yield Savings
Whether you’re building an emergency fund or holding cash for a near-term goal, we find the high-yield account that actually pays you a fair rate.
- We help you find the right high-yield account
- No products sold, no commissions
- Right account for the right purpose
Active workplace plans
401(k) / 403(b) Management
We optimize 401(k), 403(b), and 457 plans, common across nonprofits and public-sector roles, and translate the available funds into something you can confidently leave running.
- Active monitoring of your plan
- Allocation tuned to your timeline
- Coordinated with the rest of your plan
Within available funds
401(k) Portfolio
We build the best portfolio possible from the funds your employer’s plan actually offers, not a wishlist of what we’d prefer.
- Built from the menu you have
- Risk-adjusted to your horizon
- Reviewed alongside personal accounts
Outside of workplace plans
Personalized Investment Portfolio
Outside of a workplace plan, we build a personalized portfolio of ETFs and stocks aligned to your values, with the option to exclude specific companies or sectors.
- Mix of ETFs and individual stocks
- Passive or active strategy
- Tax-loss harvesting where it fits
- Option to exclude specific companies
Our Investment Process
How we choose what your money is invested in.
A four-stage screening process, values, fundamentals, quality, and personalization, so the portfolio reflects both prudent stewardship and your community’s priorities.
EPI Screening
Proprietary screening to identify companies most effective at managing material risks across earth, people, and corporate integrity.
Quantitative Screening
Quantitative thresholds, relative market cap, P/E, sales growth, and similar metrics, to identify strong performers within sectors.
Quality Screening
Qualitative research and analysis, management team, track record, and durability of competitive advantages, to find strong long-term performers.
Customized Equity Portfolio
A portfolio personalized to the issues you’ve prioritized, with weights and exclusions calibrated to what actually matters to you.
Portfolio Values
Values you can name. Investments that stand behind them.
Across personalized portfolios we screen for the issues most likely to matter to nonprofit professionals and the communities they serve, and exclude the ones that don’t.
Protecting the climate
Reducing emissions and overall carbon footprint across the holdings.
Mitigating waste
Reducing harmful chemicals and waste released to water and land.
Conserving natural resources
Optimizing efficiency in energy, water, and raw material use.
Protecting consumers
Supporting consumer protection, product safety, and fair billing.
Acting ethically as corporations
Eliminating anti-competitive practices and intellectual-property abuses.
Reducing corruption
Eliminating bribery, fraud, and other unethical business behavior.
Treating employees fairly
Improving employee diversity, protections, and access to benefits.
Advocating for human rights
Protecting the dignity of people and communities across the supply chain.
Strengthening data privacy
Improving the ethical and safe collection, use, and protection of personal data.
Fee-Only Fiduciary
We prioritize your financial interest.
We don’t sell financial products.
The plan is the deliverable. We don’t make money based on which fund or product you end up in.
We don’t take commissions.
Fee-only, fiduciary, and aligned with your outcome, not a product manufacturer’s.
Start Here
Let’s talk investing.
A 1-hour conversation. Whether you’re managing your own 403(b), building a personal portfolio, or thinking through your organization’s reserves, we’ll help you see the path.
We Financial Impact · hello@impact.wefinancial.com